There are typically a few ways you can close your account.
You can head to the nearest branch to close it with a bank representative.
This might be the most straightforward, since you can ask any questions you might have.
If going to a physical location isn’t your thing, you can also close your account online.
Can I close my bank account online?
To close a Checking or Savings account with a balance:
Transfer the balance to another account before sending us an email request to close the account. Or visit a Bank Of America branch near you if there are outstanding items that you would like to have posted to your account before it is closed.
How much does it cost to close a bank account?
Account Closure Fees
But if you’re closing a bank account quickly, typically within 90 to 180 days of opening it, you may get hit with this fee of around $25.
Is it bad to close a bank account?
Bank account information is not part of a credit report. Therefore, when you close a bank account, whether it’s a savings or checking account, it does not affect your credit scores. Credit scores are only calculated based on the information in your credit history.
What do you need to close a bank account?
If you plan to close a bank account in person at your local branch, you’ll likely need to produce identification documents. Identification regulations prevent banks from closing accounts without the account holder’s authorization. A driver’s license will suffice as proof of identity in most cases.