How Do I Get A Payday Advance?

With most check payday advance loans, you go to the lender’s location, fill out an application and wait for your money.

You may also need to give the lender proof of income, such as a bank statement or a paycheck stub.

People who use payday advance loans usually like them because they can get cash quickly.

What do you need to get a payday advance?

Normally, the following is required in order to apply for a Payday Loan:

  • Government Issued ID.
  • Social Security Number.
  • Proof of Income.
  • Active Checking Account.
  • Personal Check (In-Store Only)
  • Valid and Active Email Address (Online Only)

Can I get a payday loan with only a debit card?

Can you still get a payday loan with a prepaid debit card? Yes. Much like how you can secure a personal loan with bad credit, getting one with just a prepaid debit card is totally doable.

How can I get a payday loan online?

Online Payday Loans at ACE

In fact, you can complete the application online in minutes and get a decision quickly. Call 866-223-2274 to speak directly to a payday loan representative. Make sure you have your social security number, source of income, and banking information handy while completing the application.

Can you be denied a payday loan?

When You Need Cash In a Hurry

Those who can’t verify their income or have a history of not being able to pay back loans will be in jeopardy of being denied. You could be denied because you have a bad credit rating. In that case, it is possible to get a payday loan.

Can anyone get a payday loan?

Generally anyone with a checking account and steady income can obtain a payday loan. However, it is most common for borrowers who don’t have access to credit cards or savings accounts to use this type of loan. “Payday loans for bad credit” are attractive to people with no credit or credit problems.

Can you get a payday loan with a netspend account?

To obtain a payday loan on a Netspend card, you should fill out a basic form. Alternatively, you can reach out to the company by phone to have them take your data and then send you a contract. However, the phone method is a bit time-consuming. To be approved for a payday loan, you require a valid bank account.

Can I get a payday loan without a checking account?

And while most payday loans do require you to have a bank account, there are some that don’t. Many bad credit loans will direct deposit your funds into your checking account, but cash advance loans that don’t require a bank account will either hand you cash or will put the money on a prepaid debit card.

Can I get a payday loan with a negative bank account?

If your bank account is overdrawn, a payday loan may seem like a great way to get your balance back in the black and avoid paying overdraft or non-sufficient funds fees. Such a loan doesn’t involve credit checks and gets you cash quickly – in some cases, instantly. Getting approved for a payday loan generally is easy.

Can I get a payday loan with a prepaid account?

With payday loans without bank account, finding a lender is difficult. Thankfully, there are options. Instead, you will need to use a prepaid debit card to receive your loan. Not all lenders offer payday loans with a prepaid debit card.